The Immigration Book

On page 57 you will find references to a couple of tables used to track expenses.

Click either link to open the example file in your browser. If you wish to save the file click on the "Save a Copy" button to the top left of the page.

-- link to transactions table --

-- link to rolled-up table --

You may also retrieve the spreadsheet below where you can study how the two tables are linked and how the values from the Transactions table add up on the Rolled-up table.

-- link to worksheet --

On page 86 you found a reference (in the page footer note) to formulas used for calculating the values in the pages that follow (87 and 88). Yes, I assumed you read the small print at the bottom of the page

To read about the variables used in calculating the monthly payments when owning a house, follow the link below. Make sure to study all three tabs (worksheets) of this file.

-- link to mortgage payment calculations --

Page 89 of the book is holding a reference to a table including calculations to support the comparative values between rent and mortgage.

This link will take you to that table

-- rent-alike home ownership costs --

Looking back at page 91 you may recall the chart showing comparative scenarios of the housing market evolution over time.

The chart is included in a worksheet which you can download by clicking the link below. The file also shows the calculations supporting the data on the chart. Make sure to review all three tabs.

-- link to housing market evolution worksheet and chart --